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Whether it’s selling your home or buying a home, more often than not you’ll come across a stage where you’d have to negotiate. Negotiation is the art of getting what you want at your terms and conditions. Of course, it isn’t that easy and it takes time and patience especially when it comes to real estate dealings.
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The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that all important score of yours? How does it increase, how does it decrease and what are the factors that go into its calculation?
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Apartment hunting is not the easiest thing around. You may find places not suited to your tastes or those which do are not to your budget. Eventually, you may have to settle for something a little less than perfect or if you’re lucky, you may just find a home you love. However, before you finalise on the apartment, there are a few questions you need to ask the landlord so that there is no reason for disagreement later on during the lease period. In fact, some of the points mentioned below may also be included in the agreement for your safety so that the landlord doesn’t go back on his word.
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All of us know that real estate commissions can work out to quite a bit of money - anything from a few thousand dollars with discount brokers to 6% in commissions with full-service agents. That’s a substantial sum of money to be paying for something you could very well do on your own.
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When you apply for a loan or a mortgage, the first thing the lender does is to check your credit score. Based on your credit score, the lender decides the amount of finance you are eligible for and the interest rate at which you will be charged. So what is this credit score and how does it influence your capacity to take fresh credit?
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The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that all important score of yours? How does it increase, how does it decrease and what are the factors that go into its calculation?
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There are always homes that struggle to sell. You may have a very good home in a very good location but still find it difficult to sell. Well, there is always a reason. Here are some common reasons why such homes don’t sell:
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