Before Applying

Save yourself time by gathering your contact and employment information before applying for your cash advance. A recent bank statement or a recent check stub should provide all the information you need.

You will also need the routing number from your checking account which you can find on your paper checks. You won’t need these numbers for the online application, but you will need them before your cash advance can be deposited.

Instant Approval

Through automated technology, cash advance companies are able to process your application within five minutes. You simply provide your contact information and income history. Cash advance loans are not based on your credit history or other financial factors.

Once verified, you will receive your approval notice and instructions to complete the process. Cash advances are usually approved for amounts between $500 and $1000. Overnight your cash advance will be deposited into your checking account through direct deposit.

Speedy Process

With online cash advances, you skip driving around town to offices or banks. The whole process is paperless, so you don’t have to fax copies of your paycheck stubs or social security payments.

Applications and deposits are also handled 24 hours a day, so you can apply anytime. Federal holidays and weekends will determine how soon your bank will release funds though.

Automatic Payments

Cash advance payments are also handled online. On each due date, usually after your payday, your loan payment will automatically be deducted from your checking account. You can choose to have just financing charges paid, part of the principal, or the entire loan amount. Cash advance companies offer flexible payment plans.

Easy To Contact

Reputable cash advance companies make it easy to contact them. Telephone and email are traditionally available. Many cash advance companies are also using instant messaging or fax to communicate with customers.