1. CASH IN AS LITTLE AS 24 HOURS

Factoring provides you with the ability to meet your CASH FLOW NEEDS
IMMEDIATELY!

2. NO DEBT CREATED

Loans require collateral limited by your hard assets. Factoring is NOT a loan, so
there is no debt to repay. A factoring company purchases your invoices at a
discount. This enhances the financial ratios often used to determine your credit
worthiness in obtaining other types of financing. Your balance sheet is more
attractive and your financial position is strengthened.

3. HIGH ADVANCE RATE

Our participating factors provide Higher Advance Rates which means you factor
fewer invoices to meet your cash flow needs, which also means YOU WILL SAVE
MONEY!

4. NO FINANCIAL STATEMENTS REQUIRED

In many cases, no business or personal financial statements or tax returns
requested. Clean personal credit is not required.

5. PROFESSIONAL COLLECTIONS

Factors handle collections in a professional manner. Factors are not collection
agencies. They understand the importance of business relationships and treat each
debtor as though it is your best customer. Factoring companies SPEED the collection
of invoices and reduce your collection cost. You can eliminate the overhead cost
associated with having someone internally handling collections.

6. INVOICE PROCESSING

You can greatly reduce your cost of processing invoices because factors handle
much of the work.

7. ENHANCE YOUR CREDIT

Once you begin factoring, the increased cash flow will provide the liquidity to pay
your venders on time. Making timely payments to vendors positively affects your
credit rating and allows you to obtain credit from other vendors and financial
institutions.

8. INCREASED PRODUCTIVITY

Business owners often spend more than half of their time on duties they do not find
productive, such as collections, administration, bookkeeping, warding off creditors
and searching for additional capital. Factoring helps eliminate this wasted time.

9. REDUCE ACCOUNTING COST

You will receive information regarding outstanding and paid accounts on a daily,
weekly, and monthly basis.

10. NO LOSS OF BUSINESS EQUITY

Ownership percentages remain unchanged with a factoring arrangement (unlike
considering bringing in new partners with capital).

More benefits of factoring:

Meet seasonal demand

Improve creditworthiness

Regulate cashflow

Take early pay discounts

Meet payroll

Cash available - on demand

Your credit line grows with your business

No other collateral needed

No tax returns, audits or financials needed

No debt created

Minimal paperwork

Invoices are paid faster

Focus on business growth

Credit screening

No geographical limits

Detailed management reports

Volume discounts

Credit monitoring